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You can use the Eligibility Checker as often as you like over any period without risking damage to your file.We think you should have as much information as possible to help you choose a credit card.We do not keep our users' data or messages sent here, Chattusa automatically deletes all your message history whenever you logout, making Chattusa totally Anonymous and secure. We are trying our best to keep the Chat rooms as clean as possible, we are banning bots and bad users every day.More than 30,000 users have been banned due to unwanted behavior.But be aware that you must always make at least the minimum repayment and if you don’t clear the balance before the interest-free period ends, you will be charged interest.

We also implemented a new Ban System that bans bad users and robots from the Chat, as well as a new contact us page so you can report issues to us.Credit rating agencies build up files on all of us based on a mix of publicly-available information (such as whether you’re on the Electoral Roll) and data from financial companies about products you have or have had, such as loans and credit cards.From this they calculate a credit score, which companies check when they’re working out whether to give you a product, and on what terms.With a higher credit score, it's more likely you'll be able to access more credit card offers, often at better rates.Check your score for free with Credit Monitor in as little as 3 minutes.

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